Foreign Property Ownership in Costa Rica

Can foreigners buy property in Costa Rica? Yes! Complete guide to foreign ownership rights, restrictions, and the buying

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Can Foreigners Buy Property in Costa Rica?

Yes — foreigners enjoy the same property ownership rights as Costa Rican citizens. This is one of the most attractive aspects of Costa Rica real estate for international buyers. Unlike many countries that restrict foreign ownership, Costa Rica welcomes it.

What You Can Own

No Residency Required

You don't need to be a resident of Costa Rica to buy property. Tourists can purchase and own property freely. However, owning property does not automatically grant you residency — though the Inversionista (investor) visa requires a $150,000+ real estate investment.

How to Buy: Step by Step

  1. Find a property — use SIXPERCENT's free AI search to browse Costa Rica listings
  2. Hire a lawyer — essential for due diligence and closing
  3. Due diligence — title search at Registro Nacional, survey (plano catastrado), zoning check, lien search
  4. Sign purchase agreement — typically with 10% deposit in escrow
  5. Close through a notary — all CR real estate must close via notary (who is also a lawyer)
  6. Registration — property recorded at Registro Nacional

Holding Property: Personal Name vs. Corporation

Many buyers hold property through a Costa Rican corporation (Sociedad Anónima or SRL). Benefits include:

However, corporations have annual costs (~$100-200/year corporate tax + legal requirements). Discuss with your attorney which structure works best.

"The process was surprisingly straightforward. As an American, I had the same rights as any Costa Rican buyer. My lawyer handled everything, and SIXPERCENT helped me find the perfect property in Nosara."

Frequently Asked Questions

Can a US citizen buy property in Costa Rica?
Yes. US citizens (and citizens of most countries) can buy property in Costa Rica with the same rights as locals. No special permits needed for titled property.
Do I need a Costa Rican bank account?
Not required to buy, but recommended. Many sellers accept wire transfers from foreign banks. A local account makes paying property taxes and utilities easier.
What about beachfront property?
Property within 200 meters of the high-tide line is in the Maritime Zone (Zona Marítimo Terrestre). The first 50m is public. The next 150m is concession land — you lease it from the municipality. Foreigners must have 5+ years of residency to hold concession land in their name (or use a CR corporation).
Is my investment safe?
Costa Rica has a stable democracy (since 1949), strong property rights, and an independent judiciary. Title insurance is available through companies like Stewart Title Latin America.

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