German Citizens Buying Costa Rica Real Estate
Great news: Costa Rica fully permits foreign property ownership. As a German citizen, you have exactly the same property rights as Costa Rican nationals. The process is straightforward, and thousands of Germans already own property across Costa Rica.
The Buying Process
- Find your property (SIXPERCENT's AI scans 2,000+ listings)
- Make an offer and sign a purchase agreement
- Due diligence: title search, inspections, survey verification
- Hire a notario público (required for all transfers)
- Transfer funds (wire transfer to escrow recommended)
- Closing and registration at Registro Nacional
Tax Implications for Germans
Costa Rica uses a territorial tax system — you only pay CR taxes on Costa Rica-sourced income. Check with your home country tax advisor regarding foreign property reporting requirements.
Financing
Financing options include Costa Rica bank loans (limited for foreigners, 50-70% LTV at 7-10%), seller financing (common), or financing through your home country.
Key Facts
100%
Foreign Ownership Allowed
4-5.5%
Closing Costs
0.25%
Annual Property Tax
$995
SIXPERCENT Fee